Privacy Policy
Last updated: August 2026
1. Introduction
Billza Pay ("Billza Pay", "we", "our", or "us") values your privacy and is committed to protecting your personal data and commercial information. This Privacy Policy explains how we collect, process, store, and safeguard your data when you visit our website, utilize our mobile recharge and bill payment services, or integrate with our B2B APIs.
2. Information We Collect
We collect information necessary to fulfill B2B transaction requests and account verification:
- Account & Partner Registration: Business name, contact person name, mobile number, email address, GSTIN, and business address.
- Transaction Data: Mobile numbers, consumer account IDs, vehicle registration numbers, transaction amounts, timestamps, and operator response references.
- Technical & Security Data: IP addresses, server logs, API request headers, and device identifiers used for API whitelisting and security audits.
3. How We Use Your Data
Your data is strictly utilized for the following purposes:
- Processing recharge orders, DTH top-ups, FASTag payments, and utility bill payments.
- Maintaining operating wallet ledgers, margin calculations, and financial statements.
- Sending transaction confirmation notifications and webhook callbacks.
- Detecting, preventing, and mitigating fraudulent transactions or unauthorized API access.
- Complying with statutory tax, auditing, and corporate regulatory obligations.
4. Data Security & Storage
We implement industry-standard encryption protocols (TLS/SSL in transit, AES encryption at rest) and strict access controls. IP whitelisting and HMAC-signed webhook mechanisms ensure API partners interact securely with our endpoints.
5. Third-Party Sharing
We do not sell or lease your data to third parties. Data is shared exclusively with telecom operators, utility boards, payment gateways, and bank settlement partners solely as required to execute your initiated transaction requests.
6. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact our Compliance Officer at support@billzapay.in.